Proudly Serving Our Members Since 1962

Loan Rates

Rates are subject to change and are dependent upon credit approval.

Rates effective: 07/04/2025

New & Used Auto – 2023 & Newer (includes motorcycles)

Term Rate Other
Up to 60 Months As low as 5.00% Max $100k
72 Months As low as 5.49% Max $100k
84 Months As low as 6.29% Min $25K, Max $100k

Used Auto – 2022 & Older (includes motorcycles)

Term Rate Other
Up to 60 Months As low as 5.29% Max $100k
72 Months As low as 5.99% Max $100k

First Time Auto Buyer

Term APR Other
48 Months 9.99% Max. $20k
60 Months 10.49% Max. $20k
72 Months 10.99% Max. $20k

Boats

Term APR Other
60 Months As low as 6.49% Min. $500 to max. $100k
120 Months As low as 7.24% Min. $500 to max. $100k

Campers

Term APR Other
60 Months As low as 6.49% Min. $500 to max. $100k
120 Months As low as 7.24% Min. $15k to max. $100k
180 Months As low as 7.74% Min. $25k to max. $100k

Miscellaneous Secured Loans

Description APR Other
ATV, Snowmobiles, Dirt Bikes, Jet Skis, etc As low as 6.99% Max $15k, Up to 60 months

Home Loans

Description APR Other
Home Equity Line of Credit As low as WSJ Prime Rate + 0 Min. $10k to max. $150k
Home Improvement As low as 7.25% Min. $500 to max. $15k

Personal Loans

Description APR Other
Short Term up to 12 months As low as 7.5% Min. $500 to max. $5k
Co-Maker up to 60 months As low as 8.00% Min. $500 to max. $20k
Single Signer up to 60 months As low as 9.00% Min. $500 to max. $10k

Credit Cards

Description APR
Visa Platinum Preferred with Score Card Points 11.90%

Line of Credit

Description APR
Credit Limits up to $5,000 15.00%