Bank Local. Bank Better.
No shareholders.
No big-bank runaround.
Just local people helping local members.
A Better Way to Bank Starts Here
At Spencerport Federal Credit Union, banking is simple, local, and built around you.
We’ve proudly served our community since 1962, helping people manage their money with confidence and ease.
Modern Banking Made Easy
Modern tools like mobile banking, remote deposit, and bill pay make banking easy.
You can:
- Check balances and manage accounts anytime
- Deposit checks from your phone
- Pay bills quickly and securely
- Control your cards and monitor activity
Everything you need, right at your fingertips.
Better Rates. Fewer Fees.
Because we’re member-owned, we focus on delivering value back to our members, not profits to shareholders.
That means:
- Competitive rates on loans and savings
- Fewer and lower fees
- Financial services designed with you in mind
Built for Our Community. Designed for You.
When you bank with Spencerport FCU, you help support the community we all share.
You'll get:
- Local service you can trust
- Modern tools that make banking easy
- Better rates and fewer fees
Plus, a friendly team that truly cares and a welcoming local branch that feels like home.
Switching is easier than you think, and we’re here to help every step of the way.
Rooted in Our Community Since 1962
Spencerport Federal Credit Union started in 1962 with a small group of local educators and a simple goal, to serve their community.
What began as a small, people-first effort has grown into a trusted financial partner for generations of members.
But one thing has never changed.
Our commitment to the people who live and work here.
Today, we continue that mission through local involvement, volunteer efforts, and partnerships that support our community every day.
Switching Is Easier Than You Think
Moving your banking does not have to be complicated. Our team is here to help every step of the way.
A simple step-by-step guide:
- Open your SFCU account in person
- Move your direct deposit using your new account details
- Update automatic payments like utilities, subscriptions, or loans
- Transfer your funds at your own pace
- Close your old account once everything has moved successfully
Most members complete their switch in just a few weeks. If you would like help at any point, our local team is happy to walk you through the process.
Become a Member Today
Getting started is simple:
- Visit Spencerport Federal Credit Union during regular business hours
- Bring a valid photo ID
- Open a Share Savings Account with a minimum deposit of $20
All new memberships are subject to verification through e-funds/Chex Systems.
Bank Local. Bank Better.
🌐 www.spnfcu.org
📞 585-352-6890
Stop by the branch — you’re always welcome (and yes, your dog is too)