Current SFCU Service Fees
(Effective June 13, 2018)
Share Draft (Checking) and Share Savings
- Copy of Share Draft (if less than 6 months old): $2.00
- Copy of Share Draft (if over 6 months old): $5.00
- Copy of Item Deposited: $5.00
- Copy of Statement: $5.00
- Insufficient or Uncollected Funds: $35.00
- Returned Deposited/Cashed Check: $25.00
- Transfer from Savings to Cover Overdrawn Check: $5.00
- Below Minimum Balance on Share (per month): $5.00
- Dormant Fee (per month): $5.00
(Fee starts when there has been no activity for 24 months) - Escheatment Fee: $25.00
(When abandoned funds must be sent to New York State) - Early Account Closure Fee: $20.00
(Closing a membership within 6 months of opening it) - ATM Usage (First 10 transactions each month are free): $1.00 each
- Stop Payments on Share Drafts, Automated Clearing House (ACH), Bill Pay: $35.00
Miscellaneous Fees
- SFCU Official Checks: $5.00
- Consumer Loan Late Fee (after 10 days): $25.00
- Visa Late Fee: $25.00
- Real Estate Loan Late Fee (after 10 days): 2% of Payment Amount
- Replacement ATM, Debit, or Credit Card: $10.00
- Wire Transfer (outgoing): $25.00
- Wire Transfer (incoming): $10.00
- Legal Action Compliance: $75.00
- Fax Service (local only): $1.00 per page
- Canadian Check Collection: $10.00
- Returned Mail from Post Office: $5.00
- VISA Gift Card: $4.00
- Stop Payments Official Checks/Money Orders: $35.00