Spencerport Federal Credit Union
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  Service Fees
Share Draft Accounts (Checking)
Description Fee
Copy of Share Draft $2.00
Copy of Statement $1.00
Insufficient Funds (ACH Debit) $25.00
Insufficient Funds (Card Transaction) $25.00
Insufficient Funds (Share Draft) $25.00
Returned Check Fee $10.00
Stop Payment Fee $25.00
Transfer from savings to cover Overdrawn Checking $5.00

Share Accounts (Savings)
Description Fee
Below Minimum Balance $1.50/quarter
Copy of Statement $1.00
Insufficient Funds (Card Transaction) $25.00
Returned Check Fee $10.00
Transfer from savings to cover Overdrawn Checking $5.00
Dormant Savings Fee (when an account has had no activity for 24 months) $1.50/quarter

Misc. Fees
Description Fee
ATM Usage (1st 6 each month are free) $1.00
Fax Service $1.00 - $3.00
Loan Late Fee (after 10 days) $10.00
Money Orders $.75
Official Checks Under $500 $2.00
Replacement Card $5.00
Wire Transfer $25.00
Account Closure Fee (When a new membership is closed within the 1st 6 months) $10.00


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