Spencerport Federal Credit Union
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Service Fees

Share Rates Check Reorder

Share Draft Accounts (Checking)
Description Fee
Copy of Share Draft $2.00
Copy of Item Deposited $2.00
Copy of Statement $2.00
Insufficient Funds (ACH Debit) 29.00
Insufficient Funds (Share Draft) 29.00
Returned Deposited/Cashed Check Fee $20.00
Stop Payment Fee $25.00
Transfer from savings to cover Overdrawn Checking $5.00
Dormant Fee (When there has been no activity for 24 mos) $5.00 / Mo.
Abandoned Property Escheatment Fee $25.00
ATM Usage. First 10 per month FREE 1.00 Each

Share Accounts (Savings)
Description Fee
Below Minimum Balance $2.00 / Mo.
Copy of Statement $2.00
Returned Deposited Check Fee $20.00
Transfer from savings to cover Overdrawn Checking $5.00
Insufficient Funds Fee (ACH) $29.00
Dormant Fee (when an account has had no activity for 24 months) $5.00 / Mo.
Abandoned Funds Escheatment Fee $25.00
Account Closure Fee (If membership is closed within 6 months of opening it) $10.00
ATM Usage (First 10 per month FREE) $1.00 Each

Misc. Fees
Description Fee
Money Orders $1.00
Official Checks Under $500 $2.00
Consumer Loan Late Fee (after 10 days) 25.00
Visa Cr Card Late Fee $25.00
Real Estate Secured Loan Late Fee (After 15 days) 2% of Pmt Amt
ATM Usage (1st 10 each month are free) $1.00
Replacement Card $5.00
Wire Transfer (outgoing) $25.00
Wire Transfer (incoming) $10.00
Legal Action Compliance $75.00
Account Closure Fee (When a new membership is closed within the 1st 6 months) $10.00
Abandoned Property Escheatment Fee $25.00
IRA Closure (funds leaving SFCU) $25.00
Fax Service (local only) $1.00 /pg
Canadian Check Collection $10.00
Returned mail from post office $5.00
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