At Spencerport Federal Credit Union, we know that trust is the foundation of our members’ relationship with us. We understand the need and desire of our members to have information regarding personal finances kept confidential. Therefore, The Credit Union has always had a strict policy regarding the protection of our members’ information. This policy, explained below, details how we use information from and regarding you (our member), how we keep your information private, and when information can or must be shared by the Credit Union.

1. The Credit Union and its employees will, within strict guidelines, safeguard any information you share with us. Access to your information by employees will be reasonably limited to those employees that have a business reason for such access. Employees that do not follow these guidelines will be subject to our normal disciplinary procedures.
2. We will collect, retain, and use information about you only where we believe necessary or useful in order to operate our business and to make available products, services, and other opportunities to you.
3. We will share information regarding you with third parties only when, in our judgment, either (a) you have authorized the sharing of information, (b) previously informed you in disclosures that we will share information, (c) compelled by law or valid court order to do so, or (d) we have entered into an agreement with a third party for support services in which case the third party will agree to maintain the confidentiality of our members’ information.
4. We do not share or sell marketing lists to third parties. We may however, share information with our subsidiaries and affiliates within the limits of applicability.
5. We will attempt to keep all member information up-to-date wherever feasible. You have access to your own information at any time. Please inform us immediately if any information about you is inaccurate.

US Patriot Act Disclosure | FACT Act Disclosure | Truth-In-Savings Disclosure | Funds Availability Policy Billing Rights | Privacy Policy For questions concerning your account or a recent statement, contact the Credit Union. Site developed and hosted by COCC. We operate in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.