Spencerport Federal Credit Union
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  Loan Rates

Rates are subject to change and are dependent upon credit approval
Rates effective September 7, 2010

Automobile
Description APR
New & Used Car Purchases 36 mo term or less As low as 3.99%
New & Used Car Purchases 48 mo term As Low as 4.49%
New & Used Car Purchases 60 & 72 mo term As low as 4.99%
Refinances (any term) As low as 5.99%

Credit Cards
Description APR
VISA Classic Card 11.90%

Home Loans
Description APR
Home Equity Line of Credit *WSJ Prime + 0%
Fixed Rate Home Equity Loan 5 Yrs 5.75%
Fixed Rate Home Equity Loan 10 Yrs 5.75%
Fixed Rate Home Equity Loan 15 Yrs 5.75%
Home Improvement As low as 7.25%

Line of Credit
Description APR
Credit Limits up to $5000.00 15.00%

Miscellaneous Secured Loans
Description APR
ATV, Snowmobiles, Dirt Bikes, Jet Skis, etc As low as 6.99% up to 60 Mo
 

Personal Loans
Description APR
Up to 5 Years As low as 12.50%
Co-Maker Loan (up to 5 years) As low as 10.00%
Short Term Personal loan (12 months or less) As low as 8.5%

RVs, Trailers, Boats
Description APR
New & Used Boats, RVs, Trailers (7 Years or less) As low as 6.50%
New & Used Boats, RVs, Trailers (85 to 120 Months) As low as 7.50%
 



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