Spencerport Federal Credit Union
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  Fact Act Disclosure

The FACT Act requires credit unions to notify members of any negative information the credit union furnishes to a consumer-reporting agency. Therefore, we may report information about your account(s) to credit bureaus. Late payments, missed payments, or other defaults on your account(s) may be reflected in your credit report.


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For questions concerning your account or a recent statement, contact the Credit Union.
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We operate in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
National Credit Union Administration, a U.S. Government Agency.